Finance
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Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
Watch this episodes POST SHOW here: https://www.youtube.com/channe....l/UCLe_q9axMaeTbjN0h
▶EDUCATION:
1) The best budgeting program online: https://calebhammer.com/budget
2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle
4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________
▶RESOURCES
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer
5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer
7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶OTHER CHANNELS:
1) Your Week In Money: https://www.youtube.com/@caleb....hammeryourweekinmone
2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________
Chapters:
00:00 Job and income
09:50 How can you think this?
15:55 BIRTHDAY MONTH?!
23:00 Let's dig in
27:00 Yeah welcome to overdrafting...
29:12 It's a "Leo" issue ....
35:00 Lingerie incoming!
40:44 An AC subscription are you nuts?
46:33 Get him off the card!
52:35 Wow they thought it was worse...
1:01:10 Just end this!
1:06:30 That's one way to get furniture
1:09:55 Not even halfway through the debt!
1:18:25 You need a serious professional for all this
1:27:00 What are we doing with these books?!
1:31:00 They've ruined my day
1:36:25 Can we even make a budget?
1:41:00 Clean up this mess?!
1:48:24 Hammer Financial Score
_______________________
▶EXTRA
1) My website: https://calebhammer.com
2) My socials: https://linktr.ee/calebhammer
3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com
I’ve helped change the financial lives of millions of people over the last 20+ years…and here are 12 brutally honest lessons about money you need to hear.
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Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich.” Pre-order his new book “Money for Couples” at http://iwt.com/moneyforcouples
Find Ramit on Instagram: https://www.instagram.com/ramit/
Subscribe so you don’t miss any of Ramit’s videos: https://youtube.com/user/ramitsethi/featured/
▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/
▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channe....l/UCLe_q9axMaeTbjN0h
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Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.
You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.
▶EDUCATION:
1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/
2) The best budgeting program online: https://calebhammer.com/budget
3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula
5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________
▶RESOURCES
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer
5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶OTHER CHANNELS:
1) Your Week In Money: https://www.youtube.com/@caleb....hammeryourweekinmone
2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________
Chapters:
00:00 Job and income
05:32 Clowning on her own income...
10:20 Not a great start for her age..
13:00 This old chestnut?!
17:45 How well does she think she's doing?
23:00 How long? TELL ME!
26:29 Her lore is palpable!
31:13 Get ready to suffer!
38:34 All work and no play...
41:50 Let's be VERY honest!
46:39 "You are a child..."
51:19 Please stop spending!
54:27 I can't accept that excuse!
59:10 Here's how not to lease a car...
1:04:03 Horrendous... it's no wonder...
1:06:30 Surprise!
1:10:00 I'm lost and you're lying somehow
1:14:10 NO NO NO NO!
1:20:00 I'm OUT!
_______________________
▶EXTRA
1) My website: https://calebhammer.com
2) My socials: https://linktr.ee/calebhammer
3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading
_______________________
▶Sponsorship and business inquiries: business@calebhammer.com
Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.
The conversation got worse... she has become insufferable, and I have to confess that I cannot stand her in today's post-show: https://www.youtube.com/channe....l/UCLe_q9axMaeTbjN0h
*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&A
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▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channe....l/UCLe_q9axMaeTbjN0h
▶EDUCATION:
1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&A
2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*
3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*
4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*
5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________
▶RESOURCES
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer
5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶OTHER CHANNELS:
1) Your Week In Money: https://www.youtube.com/@caleb....hammeryourweekinmone
2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________
Chapters:
00:00 Preview
00:40 Job & Income
04:43 "Spicy" Content Huh?
07:06 "You are doing the f*cking"
12:23 Divorced?!
15:54 Never heard of him.
20:10 Skill tree analogy I guess
24:54 It's not cute!
30:41 PLEASE PLEASE PLEASE
35:12 erm achtually :nerd_face:
40:50 oh brother
46:03 GET RICH QUICK BY READING THIS EXPENSIVE BOOK ON AMAZON!!!
50:00 whoops.
56:38 we get it
1:00:08 This is the absolute WORST
1:10:19 What a joke
01:12:31 Budget Time!!
1:17:13 Congratulations he said sarcastically.
01:17:36 Hammer Financial Score
_______________________
▶EXTRA
1) My website: https://calebhammer.com
2) My socials: https://linktr.ee/calebhammer
3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com
Elon Musk and Vivek Ramaswamy, who President-Elect Donald Trump has named as co-leaders of the proposed Department of Government Efficiency (DOGE), are meeting with lawmakers on Capitol Hill. The pair have said they plan to cut $2 trillion in government spending, eliminate entire departments like the Consumer Financial Protection Bureau (CFPB), and address other inefficiencies. Yahoo Finance Host Rachelle Akuffo joins Josh Schafer on Catalysts from Washington, D.C., to break down what to expect from the DOGE co-heads visit. To watch more expert insights and analysis on the latest market action, check out more Catalysts here.
#youtube #TRUMP #elonmusk
About Yahoo Finance:
Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.
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let's face it, there's bros... and then there's finance bros. you know...
*has an internship in new york for one summer*
*becomes finance guru at the age of 23*
*totals dad's Lamborghini Huracan*
*hits juul*
-
tour dates !!
AUSTIN, TX: Sept. 22 & 24th
Lexington, KY: September 30-Oct 2
Plano/Dallas, TX: OCT. 7-10 (MOVED/new date added)
Virginia Beach, VA: Oct 22-24
New Brunswick, NJ: Nov 4-6
Jacksonville, FL: Nov 18-20
Denver, CO: Dec 9-11
Charlotte, NC: Dec 16-18
Nashville, TN: Jan 6
Tickets at: https://www.trevorwallacecomedy.com
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Listen/watch to my podcast @StiffSocks / every Wednesday !
-
Shot and edited by: @johnyo
-
if ur still reading this, go comment "did trevor just IPA"
BRICS Summit Bombshell: The New World Order in Finance
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SOURCES:
https://www.thebanker.com/Expl....ainer-BIS-backs-out-
https://www.theglobalist.com/b....rics-brics-g7-econom
M Bridge Key Note: https://www.youtube.com/watch?v=tarMrEA3Q70
https://www.visualcapitalist.c....om/purchasing-power-
https://bipartisanpolicy.org/e....xplainer/the-risks-o
https://www.cfr.org/blog/why-e....xpanded-brics-backin
DISCLOSURE: None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
You should not treat any opinion expressed on this Youtube channel as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion. Opinions expressed are based upon information considered reliable, but this Youtube channel does not warrant its completeness or accuracy, and it should not be relied upon as such. This Youtube channel is not under any obligation to update or correct any information provided in these videos. Statements and opinions are subject to change without notice. No compensation is received by this Youtube channel for the opinions expressed.
Past performance is not indicative of future results. This Youtube channel does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this Youtube channel. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this Youtube channel may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this Youtube channel. Before acting on information on this Youtube channel, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.
William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour | Big Think
Everything You Need to Know About Finance and Investing in Under an Hour
Watch the newest video from Big Think: https://bigth.ink/NewVideo
Join Big Think Edge for exclusive videos: https://bigth.ink/Edge
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Bill Ackman is one of the top investors in the world, and he's said that he's aiming to have "one of the greatest investment track records of all time." As the CEO of Pershing Square Capital Management, the hedge fund he founded, he oversees $19 billion in assets.
But before he became one of the elite, he learned the basics of investing in his early 20s.
This Big Think video is aimed at young professionals just starting out, as well as those who are more experienced but lack a financial background.
Ackman takes viewers through the founding of a lemonade stand to teach the basics, explaining how investors pay for equity, a word interchangeable with "stock." In the example, the owner starts with $750, with $250 of that coming from a loan.
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WILLIAM ACKMAN:
William Ackman is founder and CEO of Pershing Square Capital Management. Formed in 2003, the hedge-fund has acquired significant shares in companies such as JC Penney, General Growth Properties, Fortune Bands and Kraft Foods. Ackman advocates strategies of "activist investing," the practice of using stock shares in publicly-traded companies to influence management practices in a way that benefits shareholder interests.
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TRANSCRIPT:
Hi, I'm Bill Ackman. I'm the CEO of Pershing Square Capital Management and I'm here today to talk to you about everything you need to know about finance and investing and I'm going to get it done in an hour and you’ll be ready to go.
How to Start and Grow a Business
So let’s begin. We’re going to go into business together. We’re going to start a company and we’re going to start a lemonade stand and now I don’t have any money today, so I'm going to have to raise money from investors to launch the business. So how am I going to do that? Well I'm going to form a corporation. That is a little filing that you make with the State and you come up with a name for a business. We’ll call it Bill’s Lemonade Stand and we’re going to raise money from outside investors. We need a little money to get started, so we’re going to start our business with 1,000 shares of stock. We just made up that number and we’re going to sell 500 shares more for a $1 each to an investor. The investor is going to put up $500. We’re going to put up the name and the idea. We’re going to have 1,000 shares. He is going to have 500 shares. He is going to own a third of the business for his $500.
So what is our business worth at the start? Well it’s worth $1,500. We have $500 in the bank plus $1,000 because I came up with the idea for the company. Now I'm going to need a little more than $500, so what am I going to do? I'm going to borrow some money. I'm going to borrow from a friend and he’s going to lend me $250 and we’re going to pay him 10% interest a year for that loan.
Now why do we borrow money instead of just selling more stock? Well by borrowing money we keep more of the stock for ourselves, so if the business is successful we’re going to end up with a bigger percentage of the profits.
So now we’re going to take a look at what the business looks like on a piece of paper. We’re going to look at something called a balance sheet and a balance sheet tells you where the company stands, what your assets are, what your liabilities are and what your net worth or shareholder equity is. If you take your assets, in this case we’ve raised $500. We also have what is called goodwill because we’ve said the business—in exchange for the $500 the person who put up the money only got a third of the business. The other two-thirds is owned by us for starting the company. That is $1,000 of goodwill for the business. We borrowed $250. We’re going to owe $250. That is a liability. So we have $500 in cash from selling stock, $250 from raising debt and we owe a $250 loan and we have a corporation that has, and you’ll see on the chart, shareholders’ equity of $1,500, so that’s our starting point.
Now let’s keep moving. What do we need to do to start our company? We need a lemonade stand. That’s going to cost us about $300. That is called a fixed asset. Unlike lemon or sugar or water this is something like a building that you buy and you build it. It wears out over time, but it’s a fixed asset. And then you need some inventory. What do you need to make lemonade? You need sugar. You need water. You need lemons...
Read the full transcript at https://bigthink.com/videos/le....arn-to-invest-and-st
So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool.
Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8
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In this course on Finance & Economics for Businesses, you will learn the fundamentals of business strategy and the interplay between these three fields. You will understand how large-scale macroeconomic changes can affect businesses while also understanding how small details in financial documents can indicate a company's financial risk. This course lays the groundwork for more advanced courses on these topics to prepare you for future studies in any of these three areas.
✏️ Course created by Sriram Chundi. His channel is @ChangemakersMediaHyd
⭐️ Contents ⭐️
⌨️ (0:00:00) Introduction
⌨️ (0:01:25) Key terms and Basics of Money
⌨️ (0:08:16) Excel Analysis of Compound Interest Case Study
⌨️ (0:10:12) Financial Markets
⌨️ (0:20:50) Business Strategy
⌨️ (0:28:22) Financial Statements
⌨️ (0:47:22) Capital Budgeting
⌨️ (0:55:49) Macroeconomics
⌨️ (1:11:38) ESG
⌨️ (1:23:48) Portfolio Diversification & Management
⌨️ (1:33:38) Alternative Investment Types
⌨️ (1:36:45) Summary of Course
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
⏱️ Timestamps:
0:00 - Start Here
0:11 - Lesson 1
2:04 - Lesson 2
4:13 - Lesson 3
5:24 - Lesson 4
6:22 - Lesson 5
8:17 - Lesson 6
9:50 - Lesson 7
11:24 - Lesson 8
12:31 - Lesson 9
13:39 - Lesson 10
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This is my honest advice for anyone who wants financial freedom, and it comes from years of personal experience. - Enjoy!
00:00 Intro
01:02 Step 1: Find Your Freedom Figure
06:58 Step 2: Hack Your Life
13:33 Step 3: Get A Credit Card
14:32 Step 4: Create Additional Income Streams
16:13 Step 5: Use Money For Its TRUE Function
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Disclaimers:
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall, and you may get back less than you invested. Past performance is no guarantee of future results. *Terms and fees apply - https://www.trading212.com/terms/invest.
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